How to open a bank account in England?

 




Whether you are a UK resident, not a resident, or traveling for a scholarship, you can open a UK bank account; Through this article, we will guide you to take the right steps to open a bank account for residents and non-residents of the United Kingdom.

 

Why do you need a bank account in Britain?

  • If you work, many employers will electronically pay their employees' salaries directly to their bank accounts.
  • If you got your paycheck by check and you don't have a bank account, you must take it to a check-cashing store and you will be charged for this service.
  • If you are in a job or work in order to receive your salary or pension.
  • If you are unemployed to receive state unemployment benefits.
  • Collect government dues for your children.
  • Employers do not want to pay in cash for various legal and security reasons.
  • to pay the rent of the house.
  • To pay bills for water, electricity, gas, and the Internet.
  • To pay house tax to the municipality or council tax.
  • In general, it is difficult to live in Britain without a bank account.

 

Conditions for opening a bank account in the UK

  • In general, to open a bank account in Britain, you will need some documents:
  • Abyss proof card.
  • Address or proof of address document.

 

What is the proof of identity required to open an account in Britain?

  • passport.
  • Or a British driver's license.
  • or an ID card (if you are an EU citizen).
  • Aid book.
  • or BRP (if you have refugee status).

 

What are the address proof documents required to open an account in Britain?

  • A lease or homeownership contract.
  • A recent electricity or gas bill (less than 3 months).
  • A recent bank or credit card statement (less than 3 months old) that has not been printed online.
  • The current council tax bill.
  • Even a letter from the employer-provided that it is no more than three months old.
  • Each bank will have a system in accepting its own address proof documents.

 

How to open a bank account in the UK

  • After preparing the required documents and papers:
  • When you want to open a bank account, you must choose the right bank for you first.
  • Banks offer different accounts, each with different terms and conditions.
  • The bank will arrange an interview for you and decide which type of account is best for you.
  • The bank will ask you to provide some details, such as your date of birth, marital status, and time of arrival in the UK, as well as details of your income.

 

How much does it cost to open a bank account in Britain?

It is free if it is a basic account, and one of the free services is also the use of most ATM.

 

How to open a bank account for non-residents in Britain?

  1. Can I open a bank account before I arrive in the UK? Yes, of course, you can do this in the following ways:
  2. Many of the major British banks have so-called international accounts designed specifically for non-residents, so if you don't have documents proving your UK address, it's a good option for you.

 

If your current bank (in your country) has a banking relationship with a UK bank, you can open an account for yourself. Or it has a branch in your country such as HSBC International Bank.

 

Your nationality also plays an important role. If you are an EU citizen, it is easier to open a bank account in the UK than it is to open a bank account in a country outside the EU.

How to open an external bank account without traveling abroad

 

In fact, you can apply for an international account online with the following list of international bank accounts from several famous banks in the UK:

  1. Lloyds Bank.
  2. HSBC Bank.
  3. NatWest Bank NatWest.

 

All of them offer international bank accounts. However, opening a bank account or an international account abroad may not be the right option for you, you will need to make a large initial deposit and pledge to pay an amount of money each month.

 

In addition to these requirements, some banks will also charge a monthly fee, which can make opening and running your bank account expensive especially if you don't have a business yet. There may be other restrictions.

 

The best bank in Britain for students

These are the websites of some of the major banks operating in the UK:

  1. HSBC.
  2. Nat West.
  3. Bank of Scotland.
  4. Barclays.
  5. RBS.
  6. Lloyds Bank.
  7. Halifax.
  8. Santander.
  9. Bank of Ireland.
  10. Ulster Bank.
  11. nationwide.

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